If there's one constant in the 20 years that we've been in business, it's change. Interest rates rise and fall, regulation evolves, technology transforms how deals get done and client expectations shift with every generation. Navigating that change, without losing sight of what matters, is one of the biggest challenges facing anyone in financial services…
read moreTwenty years in business finance teaches you a lot, not just about the industry, but about the kind of person it takes to do well in it. As part of our anniversary celebrations, we thought we'd put together some of the advice we'd give to anyone starting out in financial services today. Some of it…
read moreTwenty years in business gives you a certain perspective. You watch technology change beyond recognition, you watch the market shift through booms and downturns, and you watch client needs evolve time and time again. But if there's one thing that hasn't changed at NGI Finance, it's this: business finance is still, at its heart, about…
read moreAs we mark 20 years in business finance, one of the things we've learned is that the sectors attracting the most lender appetite and generating the most interesting funding conversations, shift over time. The businesses that thrive are often the ones that recognise where the momentum is building and position themselves to take advantage of…
read moreGrowth is the goal for most businesses, but funding it is rarely straightforward. The right finance product depends not just on how much you need to borrow, but on what you are trying to achieve, how quickly you need the funds and what your business can comfortably support in terms of repayments. Choosing the wrong…
read moreBuying a business is one of the most significant financial decisions a company can make. Whether you are acquiring a competitor, purchasing a supplier, or completing a management buyout, the way you structure the funding can be just as important as the deal itself. Understanding the financing options available and how they can be combined,…
read moreSummer has a habit of sneaking up on businesses. The school holidays, slower customer response times, team members taking annual leave, it can feel like a period to simply get through rather than make the most of. But for business owners who use the summer months wisely, it can be one of the most productive…
read moreBusiness is rarely just about the present. For many entrepreneurs, it’s about creating something that lasts. Something that supports a family, builds opportunities for future generations and leaves behind more than just financial success. At NGI Finance, we’ve had the privilege of working with businesses at every stage of that journey. From first-time entrepreneurs taking…
read moreEvery business has a story. Some begin around a kitchen table. Others start in a workshop, a spare room, a van, or with one brave conversation that changes everything. At NGI Finance, we’ve spent years working alongside business owners who have faced uncertainty, embraced opportunity and built something remarkable through resilience, ambition and belief in…
read moreCelebrating 20 years and looking ahead As we continue to celebrate 20 years in business, it’s a perfect moment to reflect not only on the journey so far, but also on what the future may hold. Over the past two decades, we’ve witnessed incredible transformation with the rise of digital platforms, AI-driven tools, faster access…
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