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Invoice Discounting
Waiting for customers to pay invoices can restrict business cash flow and limit day-to-day operations. Invoice discounting allows businesses to unlock the value tied up in unpaid invoices while maintaining control of their sales ledger and customer relationships.
Instead of waiting for customer payments, you can access a large percentage of your invoice value upfront, helping support payroll, suppliers, and business expenses.
Invoice discounting works by advancing funds against outstanding invoices, with the balance released once customers pay.
What is invoice discounting?
Invoice discounting is a funding solution that allows businesses to borrow against the value of their unpaid invoices while continuing to manage their own credit control and customer communications.
It is a confidential form of invoice finance, meaning customers are usually unaware that funding is in place.
It’s ideal if you:
- Want to improve cash flow without affecting customer relationships
- Need access to fast working capital
- Have a strong credit control process
- Want to maintain control of your sales ledger
By using outstanding invoices as security, businesses can release a large percentage of invoice value quickly, with the remaining balance paid once customers settle.
Is invoice discounting right for your business?
Invoice discounting is particularly suitable for businesses that:
- Invoice other businesses on credit terms
- Have established trading history
- Generate regular invoice sales
- Want discreet funding without customer involvement
Because funding is based on debtor quality and invoice value rather than physical assets, it can be an efficient way to support business growth.
NGI Finance: Why work with us
At NGI Finance, we help businesses access invoice discounting solutions that support smoother cash flow and operational stability. Our team works with a panel of specialist lenders to find competitive, tailored funding options from enquiry through to completion.
Interested in more of our invoice finance solutions?
Explore some of our other options:
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