Vehicle Stocking Finance & Loans
At NGI Finance, we specialise in Vehicle Stocking Finance and dealership loans to keep your forecourt fully stocked and your cash flow strong. Our flexible revolving credit facilities allow you to purchase vehicles without tying up valuable working capital. Repayments can be structured to align with vehicle sales, helping you protect your margins. We support independent dealers and multi-site operations with fast, straightforward funding, simple terms, competitive rates and reliable support

Business Loans for Motor Dealers
We are proud to say that our business loan is an incredibly popular product for UK motor dealers, and we have a number of highly satisfied clients in this industry. NGI Finance are delighted to provide stocking finance to motor dealers and manufacturers for all kinds of vehicles, including; cars, vans, lorries, HGVs, trucks, agricultural vehicles, and many more.
Our business loans for motor dealers are easy to understand, with simple and clear terms of contract. Our aim is to offer you a significantly better all-round service than the banks; taking care to properly understand your business’ requirements, and offering a friendly and professional approach that sets us apart.
Our business loan for motor dealers
- Term loan with fixed repayments.
- No penalty for early settlement.
- No charge against personal residence.
- Stock is not registered with HPI.
Why use NGI Finance for vehicle stocking finance?
- Improves your business’ cash flow.
- Improves choice of products for customers.
- Keeps your credit lines flexible.
- Easy funding and the efficient procurement of valuable stock.
Why wouldn’t you go to your bank?
- Banks are not always willing to lend on stock.
- Difficult to acquire overdraft; banks often require fixed asset security or charge against residential property.
- They are expensive.
- They are time-consuming.
- Retail volume commitment for a stocking loan can be challenging.
Looking for some help?
Send NGI20 your details to schedule a call with our business finance team.

Get help from NGI20
Did you know we have a number of asset finance solutions?
Explore some of our other options:
Explore some of our business & asset finance blogs
Expand your company with asset finance
Here at NGI Finance, we offer a selection of Asset Financing Solutions. No matter what…
Our 10 benefits of asset finance
Asset finance is an essential funding solution for businesses looking to acquire necessary equipment, vehicles,…
Our guide to asset finance
For many businesses, acquiring equipment, vehicles, or new technology can be a significant financial challenge.…
How new lease reporting could change your borrowing power
If you lease vehicles, equipment, property or machinery, your 2026 accounts are going to look…
What is asset based lending?
Asset based lending (ABL) is a form of business finance that uses the assets on…
Be smart and use a broker, especially when rates are so competitive.
Trying to secure business finance can be overwhelming. Times have changed and no longer is…
The importance of working capital
To ensure ongoing business continuity and growth, the correct management of working capital is critical.…
Closure of coronavirus job retention scheme (CJRS)
The Coronavirus Job Retention Scheme (CJRS) closed on 30th September. This was an initiative set-up…






