A fresh approach to business finance.

A commercial finance broker helps businesses find suitable funding by working with a panel of lenders. Rather than lending directly, we use our market knowledge to identify suitable options, negotiate competitive terms and guide you through the application process.

By understanding your business and financial position, we can match you with lenders suited to your needs, whether you’re looking to grow, purchase equipment, improve cash flow or refinance existing borrowing.

A broker gives you access to a wider range of lenders and funding options than approaching a single bank or finance provider.

We understand different lenders’ criteria, helping you avoid unnecessary applications, manage the process and identify suitable finance more efficiently.

Not necessarily. In most cases, we receive a commission from the lender when your finance completes.

If a broker fee applies, we’ll explain this clearly and agree it with you before you proceed. We consider the overall cost, terms, flexibility and suitability of each option — not just the interest rate.

We work with businesses of all sizes across a wide range of industries throughout the UK, including sole traders, start-ups, limited companies, partnerships and established corporates.

Our experience includes construction, manufacturing, transport and logistics, engineering, healthcare, retail, hospitality, agriculture and professional services.

The amount you can borrow depends on factors including your financial position, credit profile, affordability and the type of finance required.

As we work with a wide panel of lenders, borrowing limits vary. We’ll assess your requirements and help you understand what funding may be available.

Yes. A bank decline doesn’t necessarily mean finance isn’t available, it may simply mean that lender wasn’t the right fit.

We work with specialist and alternative lenders with different lending criteria and can identify options suited to your circumstances. While we can’t guarantee approval, we’ll provide honest advice and explore the available options.

Timescales depend on the type and complexity of finance. Some applications can be approved and completed in as little as three working days, while more complex facilities can take four weeks or longer.

We’ll keep your application moving and keep you updated throughout the process.

Yes. A chequered credit history doesn’t automatically prevent you from obtaining finance.

We’ll consider the circumstances behind previous credit issues alongside your current financial position, then identify lenders whose criteria may be better suited to your situation. Approval cannot be guaranteed.

In most cases, we receive a commission from the lender when your finance completes and funds are drawn.

If a fee applies because of the complexity or nature of your application, we’ll discuss this with you in advance.

Requirements vary depending on the type of finance. Typically, we’ll need your latest filed accounts, six months of business bank statements in PDF format, details of existing financial commitments and information about your company structure.

Providing complete and accurate information helps us identify suitable lenders and process your application efficiently.

Yes. Although we have strong roots in Oxfordshire, the Thames Valley and Berkshire, we work with businesses across the UK.

Our digital application process allows us to provide the same personalised service nationwide.

Call us on 01993 706403 or complete our online enquiry form. A member of our team will discuss your requirements, understand your funding needs and recommend suitable options.

The right finance depends on your business goals, cash flow and what you need the funding for.

We’ll understand your objectives, assess the available options and explain the most suitable finance solutions to help you make an informed decision.