Sales Invoice Finance
High sales don’t always add up to cash in the bank. But unpaid invoices have a value, so if you need more working capital, NGI Finance can help. Sales invoice finance unlocks the cash tied up in your unpaid invoices, so you get immediate access to the funds you need to grow your business.
Sales invoice finance is quite simply a cash advance against unpaid invoices.

Factoring
Factoring lenders advance an agreed percentage of the value of your outstanding invoices, so you get faster access to your money instead of waiting until the invoices are paid – which might take weeks or months.
With sales invoice finance, NGI appoint a factoring company to take ownership of your sales ledger management by acting as your credit department collecting and chasing invoices on your behalf.
Advantages of factoring:
- The lender retains control of your sales ledger, which allows you to focus on managing your business.
- Make use of a team of highly trained finance professionals to collect invoice payments.
- Access the cash that will help grow your business.
Invoice discounting
If you still want to retain your credit control function, then invoice discounting allows you to manage your sales ledger so your clients need never know you are using an invoice finance company. This removes that potential stigma that can sometimes be attached to invoice financing.
Advantages of invoice discounting:
- Access up to 90% of the value of unpaid invoices.
- Retain control of your sales ledger.
- The more you invoice, the more funding you get.
- Debt recovery litigation services.
- Bad debt protection.
NGI Finance: A business built on reputation
We believe that we can provide you with an excellent service, should you be looking for sales invoice financing, asset finance, commercial mortgages or a business loan. At NGI Finance, we pride ourselves on understanding how our client works and exactly what outcome they need from their finances.
Our reputation is extremely important to us, so we will support our clients through every stage of the sales invoice financing process, and endeavour to produce a successful and satisfactory outcome. Our experience and expertise in the area of invoice finance makes us a popular choice, and will endeavour to provide the very best service to our clients.
Interested in more of our invoice finance solutions?
Explore some of our other options:
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