Every business has a story and twenty years gives you plenty of chapters. As part of our #ngi20 series, we're looking back at the milestones that have shaped NGI Finance, from a young Oxford business in 2006 to the company we are today. 2006 - Where it began NGI Finance opened its doors in September…
read moreWhen a business applies for finance, one of the first things a lender will do is look at credit history. It gives them a quick picture of how the business and often its directors, have handled borrowing and payments in the past. Understanding what lenders see and how it influences their decision can help you…
read moreTwenty years is a long time in business. Long enough to see the industry change beyond recognition, long enough to build relationships that have lasted the whole journey and long enough to learn a few lessons that we'll carry with us for whatever comes next. As we close out our 20th anniversary celebrations, we wanted…
read moreIf there's one constant in the 20 years that we've been in business, it's change. Interest rates rise and fall, regulation evolves, technology transforms how deals get done and client expectations shift with every generation. Navigating that change, without losing sight of what matters, is one of the biggest challenges facing anyone in financial services…
read moreTwenty years in business finance teaches you a lot, not just about the industry, but about the kind of person it takes to do well in it. As part of our anniversary celebrations, we thought we'd put together some of the advice we'd give to anyone starting out in financial services today. Some of it…
read moreAs part of our 20th anniversary celebrations, we've been reflecting on the causes and charities that mean the most to us. And for our Managing Director, Chris Morris, one charity stands out above the rest, the British Heart Foundation. A personal reason Over the years, Chris has lost two close friends to heart problems, one…
read moreTwenty years in business gives you a certain perspective. You watch technology change beyond recognition, you watch the market shift through booms and downturns, and you watch client needs evolve time and time again. But if there's one thing that hasn't changed at NGI Finance, it's this: business finance is still, at its heart, about…
read moreCash flow is the lifeblood of any business, yet it's one of the most common challenges SMEs face. Even profitable companies can find themselves short on cash if customers pay late, seasonal demand fluctuates, or growth outpaces the money coming in. The good news is that there are practical, proven ways to smooth out these…
read moreBusiness is rarely just about the present. For many entrepreneurs, it’s about creating something that lasts. Something that supports a family, builds opportunities for future generations and leaves behind more than just financial success. At NGI Finance, we’ve had the privilege of working with businesses at every stage of that journey. From first-time entrepreneurs taking…
read moreEvery business has a story. Some begin around a kitchen table. Others start in a workshop, a spare room, a van, or with one brave conversation that changes everything. At NGI Finance, we’ve spent years working alongside business owners who have faced uncertainty, embraced opportunity and built something remarkable through resilience, ambition and belief in…
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