Every business has a story and twenty years gives you plenty of chapters. As part of our #ngi20 series, we're looking back at the milestones that have shaped NGI Finance, from a young Oxford business in 2006 to the company we are today. 2006 - Where it began NGI Finance opened its doors in September…
read moreWhen a business applies for finance, one of the first things a lender will do is look at credit history. It gives them a quick picture of how the business and often its directors, have handled borrowing and payments in the past. Understanding what lenders see and how it influences their decision can help you…
read moreFor many businesses, commercial or even residential property represents one of the most valuable assets on the balance sheet, yet it's often left untapped. Property-backed lending allows businesses to unlock the equity built up in a property and put it to work funding growth, whether that's expanding into new premises, investing in equipment, or simply…
read moreTwenty years in business gives you a certain perspective. You watch technology change beyond recognition, you watch the market shift through booms and downturns, and you watch client needs evolve time and time again. But if there's one thing that hasn't changed at NGI Finance, it's this: business finance is still, at its heart, about…
read moreThe finance market for UK businesses is not one-size-fits-all. The products available, the lenders willing to consider an application and the terms on offer can vary considerably depending on the size, maturity and financial profile of the business applying. Understanding how finance options differ across business sizes, from early-stage SMEs through to growing mid-market firms…
read moreWhen NGI Finance opened its doors in 2006, the UK business lending landscape looked very different from the one we operate in today. The high street banks dominated almost entirely. Alternative finance was barely a concept and the idea that a business could secure a loan in hours, entirely online, from a lender that hadn't…
read moreTwenty years in business finance teaches you a lot. You see businesses thrive because they made smart funding decisions at the right moment. You see others struggle because they waited too long, borrowed the wrong way, or didn't know what was available to them. You learn that access to the right finance at the right…
read moreIn business finance, products matter, rates matter, speed matters. But relationships matter more. At NGI Finance, many of our clients don’t just work with us once. They come back again as their businesses grow, evolve and face new challenges. Some have worked with us for years across multiple funding requirements, expansions and milestones. When we…
read moreCelebrating 20 years of NGI Finance and the technology that shapes our industry As we continue to celebrate our 20 years in business, it’s incredible to reflect on how much the world of finance has changed and nowhere is this more evident than in financial technology. When NGI Finance began, technology was already a helpful…
read more20 years of trusted support, tailored solutions and putting people first As NGI Finance celebrates 20 years in business, we’ve been reflecting on the milestones, the growth and the journey that has brought us here. But behind every success story is something even more important: the work that happens behind the scenes. While clients often…
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