Property

Using property equity to fund business growth
Using property equity to fund business growth

Using property equity to fund business growth

For many businesses, commercial or even residential property represents one of the most valuable assets on the balance sheet, yet it's often left untapped. Property-backed lending allows businesses to unlock the equity built up in a property and put it to work funding growth, whether that's expanding into new premises, investing in equipment, or simply…

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750 400 NGI Finance
Refinancing a commercial mortgage, when does it make sense?
Refinancing a commercial mortgage, when does it make sense

Refinancing a commercial mortgage, when does it make sense?

A commercial mortgage isn't something most businesses think about once it's in place, but circumstances change and the deal that made sense a few years ago may not be the best fit today. Refinancing a commercial mortgage can reduce monthly costs, release capital tied up in a property or simply bring terms in line with…

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750 400 NGI Finance
Commercial mortgages explained: Buying business property
Commercial mortgages explained: Buying business property

Commercial mortgages explained: Buying business property

For many business owners, buying their own premises is a key step towards long-term stability and growth. Whether it’s an office, warehouse, retail unit or industrial space, purchasing commercial property can provide security and potentially build business value over time. A commercial mortgage is the most common way to finance this type of purchase. Understanding…

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750 400 NGI Finance
How new lease reporting could change your borrowing power

How new lease reporting could change your borrowing power

If you lease vehicles, equipment, property or machinery, your 2026 accounts are going to look very different. New FRS 102 rules mean those operating leases you've kept off the balance sheet? They're all moving on - as both assets and liabilities. We know this sounds like typical accountant territory, but these changes could directly impact…

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750 400 NGI Finance

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