In business finance, products matter, rates matter, speed matters. But relationships matter more. At NGI Finance, many of our clients don’t just work with us once. They come back again as their businesses grow, evolve and face new challenges. Some have worked with us for years across multiple funding requirements, expansions and milestones. When we…
read moreAs of April 2025, HMRC has implemented significant changes to its late payment penalty regime, aiming to enhance compliance and ensure timely tax payments from UK businesses. Increased late payment penalties Under the revised system, penalties for late VAT and Income Tax payments have escalated: 16 to 30 days late - A penalty of 3%…
read moreWith the festive season approaching rapidly, many businesses will face a challenge of managing cash flow whilst also meeting the increased demand in products and services. Christmas is a crucial time for retailers, wholesalers and suppliers but with this can bring pressure to stock up on inventory which in turn can stretch financial resources. One…
read moreIn today's challenging economic climate, businesses must manage cash flow with greater precision. Tax obligations and VAT payments can significantly drain capital, posing a considerable challenge for many firms. At NGI Finance, we recognise these challenges and continuously explore options to ease cash flow and assist with the cost of tax bills. One effective strategy…
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