Twenty years in business means twenty years of watching the world of business finance change around us. We've navigated financial crises, a global pandemic, seismic shifts in the lending landscape and everything in between. All while helping UK businesses secure the funding they need to grow. To mark our 20th anniversary, we thought it would…
read moreWhen applying for a commercial mortgage, understanding how deposits, interest rates and loan terms work is essential. These three elements have a major impact on how much you can borrow, what you will pay each month and the overall cost of purchasing business property. Unlike residential mortgages, commercial lending is based more heavily on business…
read moreFor many UK businesses, a business loan is one of the most straightforward ways to access funding. Whether you need support with cash flow, stock purchases, expansion or unexpected costs, the right loan can provide flexible working capital without giving up equity. However, not all business loans work in the same way. Understanding the main…
read more20 years of changing money mindsets with NGI Finance Over the last 20 years, NGI Finance has seen the business finance world transform from how companies fund growth and manage cash flow to how they invest, borrow and plan. But alongside progress, one thing has stubbornly remained: business finance myths. Some were once true. Many…
read moreYour modern financial guide – From 20 years of NGI Finance experience As NGI Finance celebrates 20 years of supporting businesses on their financial journeys, one thing has remained constant, the financial landscape never stands still. By 2026, the way businesses borrow, invest and fund growth has continued to evolve. Interest rates shift, technology accelerates…
read moreFor many growing businesses, access to flexible finance can mean the difference between maintaining momentum and missing out on an opportunity. A revolving credit facility (RCF) is one such funding option that offers ongoing access to capital, allowing businesses to borrow, repay and borrow again as needed. It’s a powerful tool for managing cash flow,…
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