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Fixed asset loans

Fixed asset loans 750 400 Lorna Slee

A fixed business asset is something that is purchased for long term use and can include property, equipment and land – all of which are used for operational purposes to generate future income.

Key facts about fixed assets:

  • Any fixed asset will provide a long-term financial benefit to a business and from an accountancy perspective will always appear on a company balance sheet
  • Depreciation will apply to all fixed assets, reflecting the wear and tear of the items (land is specifically excluded from depreciation)
  • Often the fixed assets will be used to produce goods and services for generating business revenue, but not sold to generate revenue
  • Fixed assets are not typically converted into cash

Types of fixed assets include:

  • Property and facilities
  • Machinery and manufacturing equipment
  • Furniture and IT equipment
  • Business vehicles (including cars, vans, HGV’s and forklift trucks)

From this list it is clear that there are many types of fixed assets which a business would need. To assist with the purchase of such items there are a range of financial packages available which include:

Here at NGI Finance we are business lending specialists for definable and fixed assets. If you would like to discuss this in more detail, please call us on 01993 706403 or e-mail

We can provide you with tailored business finance solutions.

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