The role of invoice finance in managing cash flow for SMEs
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An annual personal guarantee insurance policy designed to give Directors the confidence to do business, focus on growth objectives and protect their personal estate.

As a condition of raising business finance, Directors are often required to provide additional security to the lender by signing a Personal Guarantee.
By signing a Personal Guarantee, the Director is placing his or her personal estate at risk; if the business fails the lender can seek recoveries from the Director personally.
In most cases, signing a Personal Guarantee can be a key component in securing business finance. Directors are, therefore, willing to provide a Personal Guarantee to secure business finance so their business is able to pursue its growth objectives.
Personal Guarantee Insurance is available for Personal Guarantees provided against a wide range of business loans:

We specialise in helping businesses manage financial risk through tailored personal guarantee insurance solutions. Our team works closely with you to protect personal assets while supporting your business financing needs, guiding you through every stage of the process to help achieve a successful outcome.
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