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750
400
Lorna Slee
Lorna Slee
https://secure.gravatar.com/avatar/1e9800c1edd7257693f93507a3bc61f5dd38d54e1cff2cfe8a1fa3fdcf379b20?s=96&d=mm&r=g
Personal Guarantee Insurance
An annual personal guarantee insurance policy designed to give Directors the confidence to do business, focus on growth objectives and protect their personal estate.
What is personal guarantee insurance?
As a condition of raising business finance, Directors are often required to provide additional security to the lender by signing a Personal Guarantee.
By signing a Personal Guarantee, the Director is placing his or her personal estate at risk; if the business fails the lender can seek recoveries from the Director personally.
In most cases, signing a Personal Guarantee can be a key component in securing business finance. Directors are, therefore, willing to provide a Personal Guarantee to secure business finance so their
business is able to pursue its growth objectives.
Key features of personal guarantee insurance:
- Competitive premiums and cover available across a wide range of business loans.
- Insurance available for:
- Existing or new Personal Guarantees
- Multiple Personal Guarantees
- One or more guarantors
- Unlimited access to Business Support Services; a group
of specialist advisors who are at your side should your
business need support. - Full quotation in minutes using our online quote and buy
system or via telephone with one of our specialist advisors. - Insurance policy insured by Markel International,
an A-rated leading insurer.
Scope of cover
Personal Guarantee Insurance is available for Personal Guarantees provided against a wide range of business loans:
Secured loans
(where the lender has a charge, debenture or right of title against business assets) which typically include:
- Asset finance
- Commercial mortgages
- Invoice finance
- Other secured loans
Unsecured loans
(where the lender does not have a charge, debenture or right or title against business assets) which typically include:
- Credit cards
- Overdrafts
- Peer to peer loans
- Short-term working capital loans
- Other unsecured loans
The NGI Finance way
We specialise in helping businesses manage financial risk through tailored personal guarantee insurance solutions. Our team works closely with you to protect personal assets while supporting your business financing needs, guiding you through every stage of the process to help achieve a successful outcome.
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