News

We pride ourselves on having built a solid reputation for securing the best financing solutions available for our clients. We endeavour to support your business through every stage of the process to ensure that we achieve a successful outcome together. Our news page is a useful resource for all areas of business finance.
EFG Loan | Enterprise Finance Guarantee Loan | EFG Loan Application
EFG loan 750 400 Lorna Slee

EFG loan

The Enterprise Finance Guarantee Loan (EFG) is a scheme set-up to assist businesses who might not have been successful with a normal commercial loan application. It is a government backed initiative where they guarantee up to 75% of the loan with the lender against the outstanding facility. Any lender will need to be fully satisfied…

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Alternative Lending | Advice on Alternative Lending | Alternative Lending Provider | What is an Alternative Lender
Alternative lending 750 400 Lorna Slee

Alternative lending

Many businesses have recognised that when in need of finance the traditional approach of speaking with their local bank is not always the best option. Instead, they seek the advice and guidance of alternative lending specialists. An alternative lending company is one that can provide a whole host of lending solutions which includes commercial loans,…

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Commercial Vehicle Loan | Finance for Company Vehicle | Contract Hire | Hire Purchase | Finance Lease | Business Loan
Commercial vehicle loan 750 400 Lorna Slee

Commercial vehicle loan

A commercial vehicle is, as the name suggests, any vehicle that is used for business purposes. This could include cars, vans, buses, HGV’s and agricultural vehicles. When the need for a commercial vehicle has been identified the biggest decision is what type of finance can be used for the purchase. The three main types are:…

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Food Truck Financing | Finance for Food Truck | Help Purchasing Food Truck
Food truck financing 750 400 Lorna Slee

Food truck financing

Running a food business today can mean many different things. Traditionally most people think of a restaurant, café or takeaway but one of the most popular options currently is a mobile operation. Having a food truck can offer you flexibility, freedom and low running costs. With premises costing so much, a mobile food outlet can…

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Machinery Finance | Finance to Purchase Machine | CNC Finance | Equipment Finance
Machinery finance 750 400 Lorna Slee

Machinery finance

Successful businesses need a strong infrastructure, competent staff and of course machinery and equipment which they can rely on. Being able to continually invest in machinery can be costly and often an outright purchase can be very challenging or even sometimes impossible. Fortunately, there are some highly beneficial and tax efficient options available for machinery…

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What is Asset Based Lending | Benefits of ABL | Asset Based Lending
What is asset based lending? 750 400 Lorna Slee

What is asset based lending?

Asset based lending (ABL) is a form of business finance that uses the assets on a company’s balance sheet as security for any type of lending. These assets could include property, stock, machinery, equipment or even accounts receivable. Any business looking to take out a loan or obtain a line of credit to help meet…

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Adapting Your Business | NGI Finance | Business Finance | Cashflow Boost
Adapting your business 750 400 Lorna Slee

Adapting your business

Adapt has become such a prominent word over the past 18-months. People have had to adapt to a new way of living and working. Businesses have had to adapt to ensure that they continue to trade, making sure their staff can work safely and diversifying where possible. Here are our top tips for adapting your…

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Flexible Vehicle Finance | Car Finance | Company Car Finance | Electrical Vehicle Finance | Director Car Finance
Flexible vehicle finance 750 400 Lorna Slee

Flexible vehicle finance

There continues to be an upsurge in demand for electric vehicles, especially as the Government has a plan to roll out more low emissions schemes in many of the UK’s largest cities. London will be increasing the size of the Ultra-Low Emission Zone on 25th October 2021, encouraging only electric vehicles to enter these areas.…

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Receivable Finance | Invoice Finance | Invoice Factoring | Invoice Discounting | Business Cashflow Boost
Receivable finance 750 400 Lorna Slee

Receivable finance

Receivable finance is a very popular funding solution that helps to free up working capital whilst a business continues to run smoothly. Also known as invoice discounting or invoice factoring, this solution will bridge the gap between cash being needed for day-to-day business operations and clients settling an invoice. As the name suggests receivable finance…

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Self Employed Loans | Sole Trader Loan | Business Loan | Director Loan | Director Business Loan
Self-employed loans 750 400 Lorna Slee

Self-employed loans

A common preconception when we speak about the self-employed is that this refers solely to trade professionals such as electricians, plasterers, plumbers, gardeners and carpenters. However, there are several ways in which a business can operate through self-employment. In fact, there are 3 types of legal entity: Sole trader – the easiest option for starting…

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Government Small Business Loan | Business Government Loan | Recovery Loan Scheme | RLS Help Oxfordshire
Government small business loan 750 400 Lorna Slee

Government small business loan

Since the Covid-19 pandemic hit the Government have been incredibly proactive in supporting the business community through a range of funding initiatives.  We saw the introduction of the Business Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS) and Coronavirus Large Business Interruption Loan Scheme (CLBILS). Most recently these have all been replaced…

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Charity Event in Support of SpecialEffect | NGI Finance
Charity event in support of SpecialEffect 750 400 Lorna Slee

Charity event in support of SpecialEffect

SpecialEffect is, in our opinion, a very unique charity.  They look to put fun and inclusion back into the lives of people with physical disabilities by helping them to play video games. The team do this by using technology ranging from modified joypads to eye-control, finding ways for everybody to join in. However, this is…

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The Pitfalls of Growing too Fast | Business Advice Witney | Business Finance Oxford
The pitfalls of growing too fast 750 400 Lorna Slee

The pitfalls of growing too fast

All small businesses will set themselves the same goal, provide an excellent service or product and look to generate profit as soon as possible. There is no set pattern for business growth. Some businesses might take 5-years to achieve their potential whilst others could be hitting impressive profit margins within just 5-months of trading. Both…

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Boosting Cash Flows | Business Finance | Short Term Finance | Long Term Finance
Boosting cash flows 750 400 Lorna Slee

Boosting cash flows

Managing cash flow can be one of the most important areas for a business. Cash flow is basically the calculation between money coming in and money going out of a business. This is based on existing money already within the business along with both income and expenditure, it does not include any assets or investments.…

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Business Acquisition Loan | Loan To Buy Business | Acquisition Finance | Franchise Finance | Help Buying Franchise
Business acquisition loan 750 400 Lorna Slee

Business acquisition loan

When the time is right, purchasing an existing business or franchise can be an incredible opportunity for any entrepreneur or business professional. Growing businesses might also see their growth plans realised further through company acquisitions. Often the purchase of a business will be driven by its reputation, established customer base and proven track record. Once…

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Quick Business Loan | Recovery Loan Scheme | Urgent Business Loan
Quick business loan 750 400 Lorna Slee

Quick business loan

For any business looking for a quick business loan we would recommend the Recovery Loan Scheme (RLS). RLS is a government initiative that allows any type of business to apply for a business loan. The maximum loan available will be based on 25% of the business’s turnover recorded in 2019. For eligibility a business must:…

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Commercial Finance | Commercial Loan | Business Finance | Business Funding | Cashflow Boost
Commercial finance 750 400 Lorna Slee

Commercial finance

Commercial finance is a lending solution that has been developed for any type of commercial business. Also known as business funding or business finance, it is a loan that can be made available through different finance facilities. A commercial loan will provide a business with a boost in cashflow that will enable the purchase of…

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RLS Applications Are Open | Help with RLS Application | Recovery Loan Scheme Application
RLS applications are open 750 400 Lorna Slee

RLS applications are open

The NGI team are delighted to confirm that we are able to assist with any applications in relation to the Recovery Loan Scheme (RLS). The RLS is the latest Government initiative which was launched on 6th April 2021 to help businesses affected by COVID-19. It has been made available to support businesses who need a…

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Short Term Finance | Recovery Loan Scheme | Business Cashflow Boost Oxford
Short term finance 750 400 Lorna Slee

Short term finance

Short term finance offers any type of business a cashflow boost where terms are typically between 2 to 5 years. They can be sourced for a multiple of uses which include helping businesses with day-to-day operations, employing more staff, purchasing new equipment or funding for issues that have arisen due to unforeseen circumstances. Some of…

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Commercial Mortgages | Help to Purchase Commercial Property | Commercial Property Finance
Commercial mortgages 750 400 Lorna Slee

Commercial mortgages

The demand for commercial mortgages is on the rise. Business owners are continuing to recognise that investing in their business property could help to cement their financial future and many are exploring the best options for a business premises mortgage. A commercial or business mortgage is a loan which has been secured on a property.…

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