Refinancing a packaging company in the Midlands with a £1M dual-lender solution
This month, we are pleased to highlight a successful refinancing solution completed for a packaging company, combining a £600,000 invoice finance facility with a £400,000 commercial property refinance, structured across two different lenders.
The need:
Our client, an established packaging company operating in the Midlands, required a refinancing solution to strengthen its financial position and free up capital tied up within the business. This included £600,000 to be raised against outstanding invoices, alongside £400,000 to be secured against the company’s commercial property.
Given the scale and complexity of the requirement, the client needed a solution that could bring together two separate funding lines while ensuring both were structured to complement one another and support the wider needs of the business.
The solution:
NGI Finance worked closely with the client to structure a bespoke refinancing package, drawing on our relationships with a range of specialist lenders to find the right fit for each element of the deal.
A £600,000 invoice finance facility was arranged to unlock the cash tied up in the company’s unpaid invoices, providing an immediate and ongoing boost to working capital. Alongside this, a £400,000 commercial property refinance was secured with a second lender, releasing equity from the business’s premises.
By splitting the requirement between two lenders best suited to each type of finance, we were able to secure competitive terms across both facilities, giving the client a stronger, more flexible financial footing to support continued operations and future growth.
Why NGI Finance?
At NGI Finance, we pride ourselves on structuring finance solutions that reflect the individual needs of each business, even when that means bringing together multiple lenders and products to get the right result. We look forward to continuing to support this client as the business moves forward.
For any questions or assistance, please call us on 01993 706403 or email enquiries@ngifinance.co.uk.
