Following on from our blog of last month where we provided some simple translations to the most common financial jargon, we have a few more that we wanted to share: AIR Assumed interest rate is…
read moreAs a property developer, cash flow can sometimes restrict your options when it comes to starting your next project. Money tends to be tied up in the current project up until the point at which…
read moreIt can sometimes seem that accessing funding as a smaller property developer can be tricky. The big lenders seem to favour larger companies with even larger portfolios. Here at NGI though we work with a…
read more3 weeks ago, many of us had set our New Year Resolutions and headed back to work with renewed vigour and plans to make big changes for 2020. Typically, by the end of January, most…
read moreRaising funds in order to drive business growth can be one of the main challenges that businesses face. Indeed, many companies try and come up with innovative ways to raise working capital, when the solution…
read moreWhat is Invoice Finance? Invoice Finance is a lending solution that can also be known as invoice discounting, invoice factoring or spot factoring. It allows businesses to access cash owed much quicker. With Invoice Finance…
read moreFor some businesses, the industry that they operate in can sometimes dictate the best time of year to apply for a loan. For example, restaurants typically are best applying in autumn after a busy summer…
read moreIn order to mitigate the risk with some companies, a bank may issue a loan covenant, which enforces certain conditions on the borrower in order to secure a loan. Typically, these can include showing your…
read moreAny size company can apply for a business loan, although most lenders will have certain criteria that a business must meet in order to apply for their loans. In the current uncertain business climate, it…
read moreBusiness loans can provide short or long-term finance to companies who need assistance with expenses that they are unable to pay themselves. In the short-term they can help cover salaries when things are tough or…
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