NGI Finance has been working with Crowd Funders since 2011 and in that time they have helped over 300 of their clients access important funding. Let us help you to understand what Crowdfunding (also known as Peer to Peer lending) is all about and how it can help your business.

What is crowdfunding?

The idea of Crowdfunding is to help smaller businesses grow by securing better deals for unsecured or secured business loans. It has reinvented the old and outdated traditional banking system and the concept is becoming a global success. NGI Finance is a Gold Broker for one of the largest peer to peer platforms in the UK and it is used solely by small businesses. There are currently over 40,000 investors taking part in funding and these can include the UK government, universities and other financial organisations.

How it works…


In this first stage NGI Finance will discuss your requirements and advise you if your business is eligible for the Unsecured Business Loan product. Once financials have been received NGI will complete your application form and submit it to the lender for approval. Decisions are usually made within 48 hours.

The minimum criteria for funding is:

  • Annual Turnover of £50,000
  • 1 years filed prepared accounts
  • 2 years trading history

If your loan requirements have been accepted then the lender will grade your investment opportunity with a risk band. This helps investors to examine the level of risk associated with that investment but it also helps the business to identify a relevant and good deal for them.

Loan Is Submitted On The Marketplace

Once the loan has been accepted and the risk band has been decided the loan is then listed onto the marketplace, for the loan to be funded .

Accepting Your Loan

Once your loan is fully funded the loan can be accepted and funds paid into your bank account immediately.

Are you looking for some help?

We would be delighted to explore how we can offer you some support. Simply request a call back by sending us your contact details via this form and we will be in contact by return.

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